Playbooks

Practical guides & articles

Advanced resources, technical tutorials, and payment strategies for developers, CFOs, and e-commerce managers.

Digital wallet: what it is and how to accept it with the POS
POS

Digital wallet: what it is and how to accept it with the POS

Digital wallet: what it is, the main payment wallets (Apple Pay, Google Pay, PayPal, Satispay) and how to accept them with the RoxPay POS Smart. Verified data.

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Fiscal receipt: who issues it, duties and differences
COMPLIANCE

Fiscal receipt: who issues it, duties and differences

Fiscal receipt: who issues it (professionals, non-retail), differences with sales receipt and invoice, issue via RT or web procedure. Official sources.

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Instalment payments: how they work and how to accept them
PAYMENTS

Instalment payments: how they work and how to accept them

Instalment payments: types (BNPL, financing, split card), the merchant flow, who pays the fee and how to activate with RoxPay. Guide with verified data.

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Instant transfer costs 2026: the full pricing guide
PAYMENTS

Instant transfer costs 2026: the full pricing guide

Instant transfer costs 2026: since 9 January 2025 it cannot cost more than the ordinary transfer (Bank of Italy). EU Regulation 2024/300 and open banking.

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POS for hairdressers: how to choose the best in 2026
POS

POS for hairdressers: how to choose the best in 2026

POS for hairdressers: terminals, minute-by-minute appointments, regular clients, home visits and costs with no monthly fee. Guide for salons with verified data.

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B2B payments: collection methods and business solutions
PAYMENTS

B2B payments: collection methods and business solutions

B2B payments: instant transfers, SEPA Direct Debit, cards and payment links compared with real costs and times. Guide for companies. Find the right solution.

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Cash payment limits 2026: thresholds and electronic payments
COMPLIANCE

Cash payment limits 2026: thresholds and electronic payments

Cash payment limits in Italy 2026: the cap is €5,000 since 1 January 2023, sanctions for payer and receiver (Bank of Italy). Benefits of electronic POS collection.

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Contactless payments: what they are and how to accept them
POS

Contactless payments: what they are and how to accept them

Contactless payments: NFC, cards, smartphones and the 50 euro PIN threshold. How to accept them with the canone-free RoxPay POS Smart. Verified data guide.

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Debit vs credit card: what changes for the merchant
EDUCATIONAL

Debit vs credit card: what changes for the merchant

Debit vs credit card: instant debit or monthly credit line, 0.2% vs 0.3% interchange and real costs for the merchant. Operational guide with verified data.

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E-invoices and takings: the guide for Italian merchants
COMPLIANCE

E-invoices and takings: the guide for Italian merchants

E-invoices for merchants: when an invoice or receipt is required, how card takings tie into invoicing and the fee summaries that help accounting. Verified data.

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E-commerce payments: what they are and how they work
ECOMMERCE

E-commerce payments: what they are and how they work

E-commerce payments: what they are, who sits in the flow (gateway, acquirer, PSD2), real costs per 100 takings and available methods. Guide with verified data.

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Electronic receipt: 2026 requirements, exemptions, penalties
COMPLIANCE

Electronic receipt: 2026 requirements, exemptions, penalties

Electronic receipt 2026: who must issue it, abbreviated receipt under €40, QR code, sanctions from €500 and POS-cash register link. Official-source guide.

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POS Tax Credit 2026: incentives and fee refund in Italy
POS

POS Tax Credit 2026: incentives and fee refund in Italy

POS tax credit 2026: 30% refund on e-commerce processing fees, 25% on physical POS, requirements, tax code 6916 and canone-free terminals. See how to save.

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Supplier payments: times, instant transfers and management
PAYMENTS

Supplier payments: times, instant transfers and management

Supplier payments: deadlines, payment terms, ordinary vs instant SEPA transfer in 10 seconds, reconciliation and automation. Practical SME guide. Start now.

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Telematic cash register: full guide and POS integration
COMPLIANCE

Telematic cash register: full guide and POS integration

Telematic cash register: what it is, differences with fiscal meters, costs 300-800 euros, registration and POS link 2026. Technical guide with official sources.

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Online payments for business: the complete guide 2026
EDUCATIONAL

Online payments for business: the complete guide 2026

Online payments for business: real costs, accepted payment methods, activation and settlement times and sectors. Compare fees with the full 2026 RoxPay guide.

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Payment by Link: What It Is and How It Works in 2026
EDUCATIONAL

Payment by Link: What It Is and How It Works in 2026

Payment by link: what it is, how to create and send it via email, SMS or WhatsApp. Real costs per ticket size, security and SME use cases in the guide.

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Payment Gateway for SMEs: The Selection Guide 2026
COMPARISONS

Payment Gateway for SMEs: The Selection Guide 2026

Payment gateway for SMEs: what it is, difference from PSP and merchant account, selection criteria and honest comparison of 5 providers. Guide with FAQ.

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SEPA Direct Debit for Businesses: The Complete Guide
EDUCATIONAL

SEPA Direct Debit for Businesses: The Complete Guide

SEPA Direct Debit for businesses: mandates, Core vs B2B, fees from €0.25, activation times and arrears management. Full guide with comparison and FAQ.

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Stripe Alternative for SMEs: The 2026 Fee Comparison
COMPARISONS

Stripe Alternative for SMEs: The 2026 Fee Comparison

Looking for a Stripe alternative for your SME? Compare rates, fees, POS and timing: RoxPay IC++ pricing from €0.15 + 0.35% vs Stripe. Check the savings.

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Shopify Payment Gateway: Real Costs and EU Guide 2026
ECOMMERCE

Shopify Payment Gateway: Real Costs and EU Guide 2026

Choose a Shopify payment gateway: Shopify Payments vs third-party providers, plan surcharges, SCA and EU local methods. Compare real costs at /en/contact.

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Payment Gateway for WooCommerce: Costs & EU Guide 2026
ECOMMERCE

Payment Gateway for WooCommerce: Costs & EU Guide 2026

How to choose and integrate a payment gateway for WooCommerce. Plugin vs API, real fees, SCA and local EU payment methods. Compare costs at /en/contact.

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Amex Merchant Fees: What Merchants Pay and Why 2026
PRICING

Amex Merchant Fees: What Merchants Pay and Why 2026

Amex merchant fees explained: why American Express costs more than Visa, what UK and EU merchants pay and how to cut card costs. Contact us at /en/contact.

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QR Code Payments: How They Work and What They Cost 2026
PAYMENTS

QR Code Payments: How They Work and What They Cost 2026

QR code payments explained: how scan-to-pay works, static vs dynamic security and real transaction fees, with the IC++ comparison. Choose well at /en/contact.

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Accept Card Payments on Phone: The SoftPOS Guide 2026
POS

Accept Card Payments on Phone: The SoftPOS Guide 2026

Accept card payments on phone with SoftPOS and Tap to Pay. Requirements, fees and security explained for UK and EU merchants. Contact us at /en/contact.

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Card Machine for Small Business UK: Costs and Fees 2026
POS

Card Machine for Small Business UK: Costs and Fees 2026

Card machine for small business UK: types, hardware and fees compared, blended vs IC++ pricing explained. Pay less on every sale. Contact: /en/contact.

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SumUp Reviews: Pros, Cons and Real Transaction Fees 2026
COMPARISONS

SumUp Reviews: Pros, Cons and Real Transaction Fees 2026

SumUp reviews: the real pros, cons and what the 1.95% blended rate really costs you per sale. Compare it with itemised IC++ pricing. Decide at /en/contact.

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POS for Bars: Costs, Card Fees and Setup Guide 2026
POS

POS for Bars: Costs, Card Fees and Setup Guide 2026

POS for bars: compare till systems, card fees and compliance rules for EU venues. Cut payment costs with transparent IC++ pricing. Contact us at /en/contact.

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Payment Gateway Ecommerce: Fees, API and Payouts 2026
ECOMMERCE

Payment Gateway Ecommerce: Fees, API and Payouts 2026

Payment gateway ecommerce compared: flat rate vs IC++ fees, API and cart integration, 3DS security and 48h SEPA payouts. Contact us today for a free quote.

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Retail POS System: Types, Fees and Integrations 2026
POS

Retail POS System: Types, Fees and Integrations 2026

Compare retail POS system types: counter, Android smart POS and EPOS, flat rate vs IC++ fees on real card volumes, and cash software integration. Contact us.

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Payment Methods for Business: The Complete 2026 Guide
EDUCATIONAL

Payment Methods for Business: The Complete 2026 Guide

Payment methods for business compared: cards, SEPA direct debit, instant bank transfer, wallets and BNPL, with costs, settlement times and how to pick the right mix. Guide 2026.

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PayPal Fees 2026: What It Costs Merchants
COMPARISONS

PayPal Fees 2026: What It Costs Merchants

PayPal fees: 3.4% + €0.35 on checkout, 1.2% on cards, 1.79% on POS. Compare them with RoxPay IC++ pricing: €0.15 + 0.35%-0.85%.

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Buy now pay later for ecommerce: a merchant guide
PAYMENTS

Buy now pay later for ecommerce: a merchant guide

How buy now pay later works for online merchants: pay-in-3 and pay-in-4 models with no consumer interest, who pays the fee, EU rules in CCD2 2023/2225 and activation steps.

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Satispay Fees 2026: Real Costs for Merchants
COMPARISONS

Satispay Fees 2026: Real Costs for Merchants

Satispay fees: from September 2026 free under €10 and 0.95% above. Compare them with RoxPay IC++ pricing: €0.15 + 0.35%-0.85%.

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PayPal POS: How It Works, Costs and Alternatives 2026
COMPARISONS

PayPal POS: How It Works, Costs and Alternatives 2026

PayPal POS: €199 terminal and 1.79% commission with Tap to Pay. How it works, limits and comparison with the RoxPay POS with IC++ pricing.

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myPOS fees 2026: costs, hardware and RoxPay comparison
COMPARISONS

myPOS fees 2026: costs, hardware and RoxPay comparison

myPOS: terminals bought, not on loan, and rates differentiated by plan and card scheme. How to read the real costs and compare them with RoxPay's IC++ pricing.

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Payments with Satispay: How They Work and Costs
EDUCATIONAL

Payments with Satispay: How They Work and Costs

How payments with Satispay work: QR code, merchant fees (free under €10), limits compared to cards and IC++ alternatives.

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Dojo payments 2026: who is behind it and RoxPay comparison
COMPARISONS

Dojo payments 2026: who is behind it and RoxPay comparison

Dojo in 2026: who is Paymentsense, free-loan Dojo Go and Pocket terminals, starting terms by sector. Which sectors it fits and the RoxPay IC++ comparison.

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Stripe Fees 2026: Real Costs and IC++ Comparison
COMPARISONS

Stripe Fees 2026: Real Costs and IC++ Comparison

Stripe fees: 1.5% + €0.25 on European cards, up to 2.9% on international ones. Compare them with RoxPay: €0.15 + 0.35%-0.85%.

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Alternatives to PayPal 2026: the Best for Merchants
COMPARISONS

Alternatives to PayPal 2026: the Best for Merchants

Alternatives to PayPal for merchants: fees, cards, POS and open banking. Comparison between RoxPay IC++, gateways and wallets to save money.

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Worldline payments: how it works and RoxPay comparison
COMPARISONS

Worldline payments: how it works and RoxPay comparison

Worldline terminals for in-person sales on a quotation-only basis. How to check monthly fees and rates and compare them with RoxPay's public IC++ pricing.

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Mollie payments: how it works and the RoxPay comparison
COMPARISONS

Mollie payments: how it works and the RoxPay comparison

How Mollie works: an ecommerce gateway with a rate per payment method. Compared with RoxPay's IC++ pricing, one contract for online and in-person sales.

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PayPal for Business: Costs, Limits and Alternatives 2026
COMPARISONS

PayPal for Business: Costs, Limits and Alternatives 2026

PayPal for business: 3.4% + €0.35 fees on checkout, proceeds on the balance, limits and comparison with RoxPay's IC++ merchant account.

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PayPal Recurring Payments: Costs and Alternatives
EDUCATIONAL

PayPal Recurring Payments: Costs and Alternatives

PayPal recurring payments: how subscriptions work, how much they cost and comparison with SEPA SDD and RoxPay's IC++ pricing.

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Stripe Italy 2026: Costs, How It Works and Alternatives
EDUCATIONAL

Stripe Italy 2026: Costs, How It Works and Alternatives

Stripe in Italy: 1.5% + €0.25 fees on European cards, e-commerce focus, English support. Comparison with RoxPay's IC++ gateway.

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Affordable POS: Offers and Hidden Costs Compared
COMPARISONS

Affordable POS: Offers and Hidden Costs Compared

Compare Axerve, SumUp, myPOS, Nexi and Flatpay. See when no-monthly-fee POS offers really save money versus RoxPay IC++.

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Chargeback Meaning: How Card Disputes Work
EDUCATIONAL

Chargeback Meaning: How Card Disputes Work

Chargeback meaning explained: who can request one, common reasons, Visa and Mastercard deadlines, and how merchants respond.

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Crowdfunding Platforms in Italy: Complete Guide
PAYMENTS

Crowdfunding Platforms in Italy: Complete Guide

Compare reward, equity, lending and donation crowdfunding in Italy, including ECSP rules, KYC and payment gateway costs.

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Dojo POS: How It Works, Costs and RoxPay Alternative
COMPARISONS

Dojo POS: How It Works, Costs and RoxPay Alternative

Understand Dojo POS terminals, pricing and real costs in Italy. Compare Dojo with RoxPay IC++ pricing from €0.15 + 0.35%-0.85%.

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Nexi Fees: Real Pricing and IC++ Comparison
COMPARISONS

Nexi Fees: Real Pricing and IC++ Comparison

Review Nexi's 0.99%-1.89% POS rates, terminal fees and Protection Plus. Compare them with RoxPay IC++ pricing.

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No-Show Meaning: Hotel Rules and How to Manage It
HOTEL

No-Show Meaning: Hotel Rules and How to Manage It

No-show meaning, hotel cancellation policies, deposits, no-show fees and card preauthorisation. Protect accommodation revenue with RoxPay.

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Business POS: How to Choose a Payment Solution
POS

Business POS: How to Choose a Payment Solution

Choose a business POS by volume, multi-site needs, reconciliation, terminal type and transparent IC++ pricing.

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Credit Card Preauthorisation: How It Works
EDUCATIONAL

Credit Card Preauthorisation: How It Works

Learn how card preauthorisation, auth holds, capture and release work for hotels, rentals and online payments.

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SumUp Fees 2026: What the POS Really Costs
COMPARISONS

SumUp Fees 2026: What the POS Really Costs

SumUp charges 1.95% per transaction. Compare its plans and limits with RoxPay IC++ pricing: €0.15 + 0.35%-0.85%.

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Virtual POS: How It Works, Costs and When to Use It
POS

Virtual POS: How It Works, Costs and When to Use It

Learn what a virtual POS is, how it differs from a physical terminal, and how IC++ pricing helps businesses control online payment costs.

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Nonprofit payment processing: fees and setup | RoxPay
PAYMENTS

Nonprofit payment processing: fees and setup | RoxPay

How nonprofit payment processing works: one-off and recurring donations, what fees charities really pay and how RoxPay evaluates nonprofit eligibility.

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Payment Gateway by Business Vertical: Accepted Sectors | RoxPay
REFERENCE

Payment Gateway by Business Vertical: Accepted Sectors | RoxPay

Payment gateway by business vertical: hotels, pharmacies, travel agencies, dropshipping, ecommerce and more. Complete guide to categories accepted by RoxPay.

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Types of Payment Gateways for Ecommerce: Complete Guide | RoxPay
INTEGRATIONS

Types of Payment Gateways for Ecommerce: Complete Guide | RoxPay

Types of payment gateways for ecommerce: hosted, direct API and payment links. Compare models, integrate with Magento/PrestaShop and choose the right fit.

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How to Choose a Payment Gateway for Your Business 2026 | RoxPay
EDUCATIONAL

How to Choose a Payment Gateway for Your Business 2026 | RoxPay

How to choose a payment gateway: IC++ vs blended pricing, accepted sectors, PCI DSS security and POS hardware. Complete guide with a decision checklist.

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Mandatory POS 2026: Regulations and Fines | RoxPay
COMPLIANCE

Mandatory POS 2026: Regulations and Fines | RoxPay

Mandatory POS in Italy: regulations, fines (€30+4%) and new obligation to connect with the telematic recorder from 2026. Find out how to stay compliant.

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Best POS System 2026: A Guide to Choosing the Right One
COMPARISONS

Best POS System 2026: A Guide to Choosing the Right One

Best POS 2026: bank vs gateway, Android Smart vs classic terminal, rental vs purchase. Decision matrix and cost comparison to choose without mistakes.

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POS With No Fees: Does It Really Exist? 2026 Guide
COMPARISONS

POS With No Fees: Does It Really Exist? 2026 Guide

POS with no fees: does it really exist? Compare zero-fee bank offers to the transparent IC++ model and see the real monthly cost on 10,000 EUR in sales.

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Chargeback: What It Is and How It Works for Merchants
EDUCATIONAL

Chargeback: What It Is and How It Works for Merchants

What a chargeback is, how it works on card-present POS payments versus online sales, how it differs from a refund, real timelines and how to respond. Read on.

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What Is a Merchant Account? Definition and How It Works
EDUCATIONAL

What Is a Merchant Account? Definition and How It Works

What is a merchant account: definition, how it differs from a business bank account, how to open one, and what fees you actually pay. Complete 2026 guide.

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Credit Card Fees for Merchants: the Complete Guide | RoxPay
REFERENCE

Credit Card Fees for Merchants: the Complete Guide | RoxPay

Credit card fees for merchants explained: how they're built, IC++ vs blended vs flat rate, and how to calculate the real cost. Talk to a RoxPay expert.

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High Risk Merchant Account Providers Guide | RoxPay
PAYMENTS

High Risk Merchant Account Providers Guide | RoxPay

Compare high risk merchant account providers for gambling, crypto, CBD and forex: eligibility, timelines and RoxPay's IC++ pricing. Request a free review.

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Twitch donations: how they work for streamers | RoxPay
PAYMENTS

Twitch donations: how they work for streamers | RoxPay

Twitch donations explained: Bits pricing and creator shares, direct donation links and what processing fees cost on a creator payouts, with fees compared.

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Selected Investments Joins RoxPay as Shareholder | Italian Fintech Growth
PAYMENTS

Selected Investments Joins RoxPay as Shareholder | Italian Fintech Growth

Selected Investments SpA, a Tuscan holding company focused on high-growth tech ventures, has taken a stake in RoxPay, the Italian payment gateway expanding across Europe.

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Chargeback Management Software: Complete Guide 2026
PAYMENTS

Chargeback Management Software: Complete Guide 2026

Chargeback management software guide: dispute lifecycle, Visa and Mastercard reason codes, representment deadlines, prevention and costs. Cut your dispute rate.

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Best POS for Retail Stores: Types and Fees Compared 2026
POS

Best POS for Retail Stores: Types and Fees Compared 2026

Best POS for retail: counter, mobile and EPOS types, flat rate vs interchange++ fees on real volumes, cash software integration. See the difference in fees.

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Pharmacy POS System Guide: Fees, Hardware and Software
POS

Pharmacy POS System Guide: Fees, Hardware and Software

Pharmacy POS system guide: fees with IC++ pricing, software integration, counter and mobile hardware and multi-checkout setups. Compare providers and save.

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Hotel POS Systems and Payment Gateway: Full 2026 Guide
HOTEL

Hotel POS Systems and Payment Gateway: Full 2026 Guide

Hotel POS system guide: PMS integration, pre-authorization, 3DS2, card mix rates and IC++ pricing. Compare flat rate vs interchange++ and cut hotel card costs.

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Interchange Fees: EU Cap, Table & IC++ Calculation 2026
REFERENCE

Interchange Fees: EU Cap, Table & IC++ Calculation 2026

Hub guide to EU interchange fees: IFR cap 0.20% debit and 0.30% credit, scheme fees, acquiring markup and IC++ calculation. See all related guides.

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High Risk Merchant Account Europe: EU Approval Guide | RoxPay
COMPLIANCE

High Risk Merchant Account Europe: EU Approval Guide | RoxPay

How to get a high risk merchant account in Europe: EU regulatory requirements, PSD2 compliance, acquiring bank options, and approval process for EU merchants.

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High Risk Payment Gateway UK: Options for Merchants | RoxPay
PAYMENTS

High Risk Payment Gateway UK: Options for Merchants | RoxPay

High risk payment gateway UK: how British merchants get approved, post-Brexit acquiring options, FCA considerations, and EU-based processors for UK businesses.

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What is SEPA Direct Debit (SDD)? Complete Guide 2025
EDUCATIONAL

What is SEPA Direct Debit (SDD)? Complete Guide 2025

Everything you need to know about SEPA Direct Debit: how mandates work, SDD Core vs B2B, R-transactions, costs and when to use it instead of Open Banking.

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International High Risk Payment Gateway | RoxPay
PAYMENTS

International High Risk Payment Gateway | RoxPay

Cross-border processing for high-risk merchants: key markets, multi-currency settlement, AML and KYC compliance across jurisdictions, and RoxPay as a global partner.

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What Is a High Risk Merchant Account | RoxPay
EDUCATIONAL

What Is a High Risk Merchant Account | RoxPay

Complete explanation of what a high risk merchant account is, how banks classify businesses as high risk, how fees and reserves differ, and how to manage one effectively.

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White Label Payment Processor | RoxPay
PAYMENTS

White Label Payment Processor | RoxPay

How white label payment processors work, who uses them, revenue sharing models, compliance requirements, and how to become a RoxPay white label processing partner.

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Travel Agency Merchant Account | RoxPay
COMPLIANCE

Travel Agency Merchant Account | RoxPay

How travel agencies get approved for card processing: why travel is high risk, what acquirers review, chargeback management, alternative payment methods, and getting started.

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Bancontact: How the Belgian Payment Method Works for Shops
PAYMENTS

Bancontact: How the Belgian Payment Method Works for Shops

Bancontact: how the Belgian debit scheme works, how EU merchants accept it at checkout and what it costs, flat rate vs IC++ compared. Go to /en/contact.

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Payment Gateway Fees Comparison | RoxPay
COMPARISONS

Payment Gateway Fees Comparison | RoxPay

How to compare payment gateway fees fairly: IC++ vs blended vs flat rate, hidden fees merchants miss, and RoxPay IC++ pricing from 0.35% with no hidden charges.

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iDEAL: How the Dutch Payment Method Works for Merchants
PAYMENTS

iDEAL: How the Dutch Payment Method Works for Merchants

iDEAL payments: how the Dutch method behind about 70% of online transactions works, how to accept it and what it costs per transaction vs IC++. At /en/contact.

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Account-to-Account (A2A) Bank Transfers for B2B: The Complete Guide
PAYMENTS

Account-to-Account (A2A) Bank Transfers for B2B: The Complete Guide

What account-to-account (A2A) bank transfers are, how they work via API, and why CFOs and treasury teams use them for instant B2B payments, with no cards and no intermediaries.

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Multibanco: How the Portuguese Payment Method Works
PAYMENTS

Multibanco: How the Portuguese Payment Method Works

Multibanco explained: how Portugals ATM network, reference payments and MB WAY work, how merchants accept them and what they cost vs flat fees. At /en/contact.

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Bank POS vs Gateway 2026: Fee Comparison Table
COMPARISONS

Bank POS vs Gateway 2026: Fee Comparison Table

Bank: €120-150 on €10k/month, account lock-in. Gateway: €50-80, any IBAN. Table of differences and when to switch.

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High Risk Merchant Account Instant Approval | RoxPay
COMPLIANCE

High Risk Merchant Account Instant Approval | RoxPay

What instant approval means for high risk merchant accounts, which applications are approved faster, documents that speed up underwriting, and how RoxPay handles onboarding.

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Przelewy24: How the Polish Online Payment Method Works
PAYMENTS

Przelewy24: How the Polish Online Payment Method Works

Przelewy24 explained: how the Polish method linked to 200+ banks and BLIK works, how merchants accept it and what it costs vs flat rates. At /en/contact.

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SEPA Instant Payments: How They Work and Cost in 2026
PAYMENTS

SEPA Instant Payments: How They Work and Cost in 2026

Instant payments SEPA: how SCT Inst settles in under 10 seconds around the clock, the EU Regulation 2024/886 deadlines and real costs vs cards. At /en/contact.

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Free POS: A Guide to Terminals With No Monthly Fee 2026
POS

Free POS: A Guide to Terminals With No Monthly Fee 2026

Free POS: what no monthly fee really means, which providers offer terminals without subscription and what real fees cost vs IC++ pricing. Go to /en/contact.

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High Risk Merchant Account: Full Guide | RoxPay
COMPLIANCE

High Risk Merchant Account: Full Guide | RoxPay

Everything you need to know about a high risk merchant account: which industries qualify, approval requirements, fees, and how to get started.

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What is Open Banking and Account-to-Account (A2A) Payments?
EDUCATIONAL

What is Open Banking and Account-to-Account (A2A) Payments?

Discover how Open Banking (A2A) payments and the PSD2 directive are eliminating expensive credit card fees in the B2B and B2C e-commerce world.

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Chargeback Dispute Process | RoxPay
EDUCATIONAL

Chargeback Dispute Process | RoxPay

A complete guide to the chargeback dispute process: how it works step by step, reason codes, evidence requirements, deadlines, and how to submit a winning representment.

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High Risk Merchant Account Fees | RoxPay
PRICING

High Risk Merchant Account Fees | RoxPay

What you will pay for a high risk merchant account: fee structure breakdown, rolling reserve explained, how to compare providers fairly, and RoxPay's pricing model.

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Payment Gateway for Small Business | RoxPay
PAYMENTS

Payment Gateway for Small Business | RoxPay

How small businesses choose the right payment gateway: fees, setup time, API quality, online vs in-store options, and getting started with RoxPay.

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Crypto Merchant Account: Accept Cryptocurrency Payments | RoxPay
PAYMENTS

Crypto Merchant Account: Accept Cryptocurrency Payments | RoxPay

What a crypto merchant account is, how to get one, supported assets, settlement options, compliance requirements, and API integration for crypto payments.

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Payment Gateway Integration | RoxPay
INTEGRATIONS

Payment Gateway Integration | RoxPay

Complete guide to payment gateway integration: hosted page, REST API, SDK, webhooks, sandbox testing, and go-live checklist. PCI DSS Level 1 certified.

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High Risk Payment Gateway Europe: EU Processing Guide | RoxPay
PAYMENTS

High Risk Payment Gateway Europe: EU Processing Guide | RoxPay

High risk payment gateway Europe: how EU merchants in gambling, crypto, and forex get approved, PSD2 requirements, and EU acquiring options.

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3D Secure Payment Gateway | RoxPay
SECURITY

3D Secure Payment Gateway | RoxPay

How 3D Secure protects merchants from fraud and chargebacks. Covers 3DS1 vs 3DS2, liability shift, when 3DS is required, and implementing 3DS2 with RoxPay.

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Gateway di Pagamento | RoxPay
PAYMENTS

Gateway di Pagamento | RoxPay

Cos'e un gateway di pagamento, come funziona, come scegliere il migliore per il tuo ecommerce o negozio fisico. Prezzi IC++, certificazione PCI DSS Level 1.

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SEPA Direct Debit B2B: How It Works & Why It's Better for Business
EDUCATIONAL

SEPA Direct Debit B2B: How It Works & Why It's Better for Business

SEPA Direct Debit B2B explained: irrevocable, D+1 settlement, no refund rights. Learn when SDD B2B beats Core and how it compares to Open Banking PIS for B2B payments.

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POS Rent vs Buy 2026: Cost Table and Break-even
COMPARISONS

POS Rent vs Buy 2026: Cost Table and Break-even

Rental €25/mo = €1,500 over 5 years. Purchase €500 = one-time. Break-even 40 months. Comparison table and when to buy your POS.

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Contactless Payment Terminal | RoxPay
POS

Contactless Payment Terminal | RoxPay

How contactless payment terminals work, NFC vs QR vs Bluetooth technologies, security standards, and how to get a contactless POS terminal through RoxPay.

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SEPA Direct Debit for Subscriptions & Recurring Payments | Guide
EDUCATIONAL

SEPA Direct Debit for Subscriptions & Recurring Payments | Guide

How to use SEPA Direct Debit for recurring payments: SaaS subscriptions, utilities, insurance. Mandate setup, failure rates, costs vs Open Banking PIS.

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Forex Merchant Account: Payment Processing for FX Brokers | RoxPay
COMPLIANCE

Forex Merchant Account: Payment Processing for FX Brokers | RoxPay

Forex merchant account guide: why FX brokers need specialist processing, regulatory requirements, chargeback management, and how to get approved.

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FX Currency Conversion Costs in International Payments
CONVERSIONS

FX Currency Conversion Costs in International Payments

Selling abroad? Discover the hidden FX (foreign exchange) fees applied by payment gateways and learn how to neutralize them through Like-for-Like settlement.

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White Label Payment Gateway | RoxPay
PAYMENTS

White Label Payment Gateway | RoxPay

How a white label payment gateway works, who uses it, the revenue model for resellers, and how to become a RoxPay white label partner. IC++ pricing, PCI DSS Level 1.

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What are Interchange Fees & How do they affect your business?
EDUCATIONAL

What are Interchange Fees & How do they affect your business?

Discover the meaning of Interchange Fees, who collects them, how European regulations (PSD2/MIF) cap them, and why they impact your online and POS acceptance costs.

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Scheme Fees Explained: The Hidden Network Costs of Credit Cards
EDUCATIONAL

Scheme Fees Explained: The Hidden Network Costs of Credit Cards

What are Scheme Fees (Skim Fees)? Learn about the costs associated with credit card networks like Visa and Mastercard, how they are calculated, and why they matter.

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High Risk Payment Processing Companies Compared | RoxPay
COMPARISONS

High Risk Payment Processing Companies Compared | RoxPay

How to compare high risk payment processing companies: fees, approval rates, supported industries, API quality, and what separates EU from US providers.

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Network Tokenization | RoxPay
SECURITY

Network Tokenization | RoxPay

How network tokenization reduces fraud and improves authorization rates. Covers network tokens vs gateway tokens, implementation steps, and PCI DSS compliance benefits.

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High Risk Industries List | RoxPay
REFERENCE

High Risk Industries List | RoxPay

Complete high risk industries list for payment processing: gambling, crypto, forex, CBD, travel, and more. How being high risk affects your merchant account.

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Blockchain Payment Solutions for Business | RoxPay
EDUCATIONAL

Blockchain Payment Solutions for Business | RoxPay

What blockchain payment solutions are, how they work for business, settlement options, integration approaches, and compliance requirements for merchants.

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How to Manage Credit Card Chargebacks & Disputes in E-commerce
EDUCATIONAL

How to Manage Credit Card Chargebacks & Disputes in E-commerce

A complete guide to preventing, managing, and winning credit card chargebacks. Discover their impact on your merchant account and defense strategies.

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Android POS Terminal for Business | RoxPay
POS

Android POS Terminal for Business | RoxPay

Learn how Android POS terminals work, how they compare to traditional bank terminals, and how to get one through RoxPay with IC++ pricing from 0.35%.

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RoxPay Closes €500,000 Capital Increase | Selected Investments and Open Holding Join
PAYMENTS

RoxPay Closes €500,000 Capital Increase | Selected Investments and Open Holding Join

RoxPay raises €500,000. Selected Investments S.p.A. increases its stake and Open Holding S.r.l., the holding company behind Openapi, joins the Italian fintech's share capital.

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Friendly Fraud Chargebacks | RoxPay
EDUCATIONAL

Friendly Fraud Chargebacks | RoxPay

How to detect, fight, and prevent friendly fraud chargebacks. Covers evidence packages, 3DS2, billing descriptors, and representment strategy for merchants.

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PCI DSS Compliant Payment Gateway | RoxPay
SECURITY

PCI DSS Compliant Payment Gateway | RoxPay

What PCI DSS compliance means for a payment gateway, the four certification levels, how a Level 1 gateway reduces your compliance burden, and RoxPay's certification details.

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Gambling Merchant Account: How Betting Operators Get Approved | RoxPay
COMPLIANCE

Gambling Merchant Account: How Betting Operators Get Approved | RoxPay

Gambling merchant account guide: approval requirements, gambling licence documentation, rolling reserves, chargeback management, and EU acquiring options.

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Mastercard Interchange Fees Europe 2026: Full Debit, Credit & Commercial Rates Table
REFERENCE

Mastercard Interchange Fees Europe 2026: Full Debit, Credit & Commercial Rates Table

Mastercard interchange fees in EU: 0.20% debit, 0.30% credit (IFR cap). Updated table with Consumer, Commercial, Intra-EEA and Extra-EEA rates. Check Mastercard fees for Italy and Europe.

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E-commerce Payment API Integration Guide
INTEGRATIONS

E-commerce Payment API Integration Guide

Learn how to integrate a payment gateway via RESTful APIs. Best practices for PCI-DSS security, webhook management, and checkout optimization.

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Pharmacy Payment Gateway | RoxPay
COMPLIANCE

Pharmacy Payment Gateway | RoxPay

How pharmacies accept card payments compliantly: why pharmacies are high risk, compliance requirements, online vs in-store solutions, and managing chargebacks in healthcare.

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Managing Recurring Payments & Subscriptions: Cards vs Bank Debits
EDUCATIONAL

Managing Recurring Payments & Subscriptions: Cards vs Bank Debits

Learn how to structure recurring payments for your SaaS or e-commerce. A deep dive linking SEPA Direct Debit (SDD) vs Credit Cards to reduce your churn rate.

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Casino Payment Processing: Deposits and Withdrawals Guide | RoxPay
PAYMENTS

Casino Payment Processing: Deposits and Withdrawals Guide | RoxPay

Casino payment processing explained: how player deposits and withdrawals work, payment method mix, chargeback management, and compliance requirements for casinos.

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Payment Gateway for Dropshipping | RoxPay
ECOMMERCE

Payment Gateway for Dropshipping | RoxPay

Why dropshipping is high risk for payment processors, common reasons accounts are terminated, and how to structure your business to keep your merchant account long-term.

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Offshore Payment Gateway | RoxPay
PAYMENTS

Offshore Payment Gateway | RoxPay

What an offshore payment gateway is, when to use one, the hidden costs and risks, regulatory considerations, and European licensed alternatives for high-risk merchants.

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High Risk Payment Processor: How to Choose | RoxPay
PAYMENTS

High Risk Payment Processor: How to Choose | RoxPay

How to evaluate and choose a high risk payment processor: key criteria, red flags, approval process, and what to expect from a specialist provider.

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POS for Restaurants 2026: Ordering, KDS, Split Bill | Guide
EDUCATIONAL

POS for Restaurants 2026: Ordering, KDS, Split Bill | Guide

4 essential features: digital ordering, Kitchen Display, split bill, table-side payment. Table and guide to choosing a restaurant POS.

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How to Choose the Best Android Smart POS for your Store
COMPARISONS

How to Choose the Best Android Smart POS for your Store

Compare the advantages of Android Smart POS terminals against legacy bank card readers. Discover how integrating cash register software boosts profits.

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Instant Approval Merchant Account | RoxPay
COMPLIANCE

Instant Approval Merchant Account | RoxPay

What instant approval merchant accounts really mean, which businesses qualify for fast approval, documents that accelerate the process, and realistic approval timelines.

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Cross-Border Payment Gateway | RoxPay
PAYMENTS

Cross-Border Payment Gateway | RoxPay

How to accept international payments without friction: currency conversion, FX rates, AML compliance, reducing cross-border decline rates, and RoxPay for international merchants.

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How to Reduce Chargebacks | RoxPay
EDUCATIONAL

How to Reduce Chargebacks | RoxPay

Proven strategies to reduce chargebacks for merchants: root cause analysis, billing descriptors, 3DS2, AVS, CVV, velocity checks, and chargeback ratio monitoring.

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Hotel Extranet: How to Collect Payments from Your Hotel Bookings | RoxPay
PAYMENTS

Hotel Extranet: How to Collect Payments from Your Hotel Bookings | RoxPay

What a hotel extranet is and how to use it to collect payments from your hotel bookings: charging OTA virtual cards, channel managers, 3D Secure and reconciliation with RoxPay.

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POS Settlement Times 2026: D+1, D+2, D+3 | Table
EDUCATIONAL

POS Settlement Times 2026: D+1, D+2, D+3 | Table

Transact Monday: D+1=Tuesday, D+2=Wednesday. RoxPay settles in D+1. Table of times for banks vs gateways. Plan your liquidity.

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High Risk Credit Card Processing Guide | RoxPay
PAYMENTS

High Risk Credit Card Processing Guide | RoxPay

Understand high risk credit card processing: which industries qualify, how acquiring works, chargeback management, and how to choose the right processor.

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What is the Acquiring Markup and how to negotiate it?
EDUCATIONAL

What is the Acquiring Markup and how to negotiate it?

The only negotiable fee on POS and e-commerce payments is the Acquiring Markup. Discover what it is, how gateways hide their margins, and how to lower it.

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Offshore Merchant Account | RoxPay
COMPLIANCE

Offshore Merchant Account | RoxPay

How offshore merchant accounts work, why merchants use them, the real costs and risks, and European licensed alternatives for high-risk businesses.

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CBD Payment Gateway: Hemp Businesses Accept Card Payments | RoxPay
COMPLIANCE

CBD Payment Gateway: Hemp Businesses Accept Card Payments | RoxPay

CBD payment gateway for hemp businesses: why mainstream processors decline CBD, how to get approved, compliance requirements, and which processor to use.

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High Risk Merchant Services: Full Breakdown | RoxPay
COMPLIANCE

High Risk Merchant Services: Full Breakdown | RoxPay

High risk merchant services explained: what they include, which industries need them, how pricing works, and how to get set up with the right provider.

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Cryptocurrency Payment Processor for Business | RoxPay
PAYMENTS

Cryptocurrency Payment Processor for Business | RoxPay

How to choose a cryptocurrency payment processor: supported assets, settlement options, compliance requirements, and API integration for merchants.

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PrestaShop Payment Gateway | RoxPay
ECOMMERCE

PrestaShop Payment Gateway | RoxPay

How to choose and integrate a PrestaShop payment gateway. Covers module vs API integration, PCI compliance, high-risk merchants, and connecting RoxPay to your store.

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Gambling Payment Gateway for Online Casinos | RoxPay
PAYMENTS

Gambling Payment Gateway for Online Casinos | RoxPay

How a gambling payment gateway works: card acceptance for online casinos, sports betting compliance, chargeback management, and processor selection.

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Fintech Payment Gateway | RoxPay
PAYMENTS

Fintech Payment Gateway | RoxPay

What defines a fintech payment gateway, key features including open banking and tokenisation, API-first architecture, compliance, and RoxPay as an Italian fintech gateway.

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Hotel PMS: What It Is, How It Works and How to Integrate Payments | RoxPay
PAYMENTS

Hotel PMS: What It Is, How It Works and How to Integrate Payments | RoxPay

What a hotel PMS is, how property management software works and how to integrate payments (pre-authorisations, OTA virtual cards, check-in/out) to collect more with RoxPay.

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Visa Interchange Fees Europe 2026: Full Debit, Credit & Commercial Rates Table
REFERENCE

Visa Interchange Fees Europe 2026: Full Debit, Credit & Commercial Rates Table

Visa interchange fees in EU: 0.20% debit, 0.30% credit (IFR cap). Updated table with Consumer, Commercial, Intra-EEA and Extra-EEA rates. Check Visa fees for Italy and Europe.

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Offshore Credit Card Processing | RoxPay
PAYMENTS

Offshore Credit Card Processing | RoxPay

How offshore credit card processing works, why merchants choose it, the real costs and risks, what is legal and what is not, and European licensed alternatives.

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Bitcoin Payment Gateway for Business | RoxPay
PAYMENTS

Bitcoin Payment Gateway for Business | RoxPay

Accept Bitcoin payments on your website with a bitcoin payment gateway. No chargebacks, irreversible transactions, global reach, and API integration guide.

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POS Costs 2026: Fees and Commission Table
REFERENCE

POS Costs 2026: Fees and Commission Table

Fee €15-40 vs €0. Blended 1.2% vs IC++ 0.35%. Full table of bank vs gateway POS costs. How to avoid hidden charges.

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Crypto Payment Gateway for Business | RoxPay
PAYMENTS

Crypto Payment Gateway for Business | RoxPay

Accept Bitcoin and digital currencies on your site with a crypto payment gateway. No chargebacks, global reach, settlement within 48h. PCI DSS Level 1.

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Magento Payment Gateway | RoxPay
ECOMMERCE

Magento Payment Gateway | RoxPay

How to choose and integrate a Magento payment gateway. Covers evaluation criteria, module vs API integration, high-risk merchants, and connecting RoxPay to Adobe Commerce.

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How to Calculate Payment Gateway Fees: IC++ Guide
EDUCATIONAL

How to Calculate Payment Gateway Fees: IC++ Guide

Learn how to calculate digital payment commission fees. A complete guide on Interchange Fees, Scheme Fees, and Acquiring Markups (IC++ pricing model).

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Online Casino Payment Gateway: How Gambling Sites Process Payments | RoxPay
COMPLIANCE

Online Casino Payment Gateway: How Gambling Sites Process Payments | RoxPay

How online casino payment gateways work: player deposits, withdrawals, compliance obligations, chargeback management, and selecting a licensed igaming processor.

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Payment Link Generator | RoxPay
PAYMENTS

Payment Link Generator | RoxPay

How a payment link generator works, key use cases for invoicing and remote sales, customisation options, and how to protect payment links from fraud.

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Secure Online Payments: the Merchant Checklist for 2026
SECURITY

Secure Online Payments: the Merchant Checklist for 2026

Secure online payments: 3D Secure 2, tokenisation, PCI DSS and chargeback prevention explained for your store. Choose the right provider at /en/contact.

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